Title 15 — Commerce and TradeRelease 119-73not60
§6824 Relation to State Laws
Title 15 › Chapter 94— PRIVACY › Subchapter II— FRAUDULENT ACCESS TO FINANCIAL INFORMATION › § 6824
Summary
State laws, rules, orders, and official interpretations keep applying unless they clash with this subchapter. If there is a clash, the federal rules take over only for the parts that conflict. A State law is not treated as clashing if it gives people greater protection. The Federal Trade Commission decides that after talking with the agency named in section 6822.
Full Legal Text
Title 15, §6824
Commerce and Trade — Source: USLM XML via OLRC
(a)This subchapter shall not be construed as superseding, altering, or affecting the statutes, regulations, orders, or interpretations in effect in any State, except to the extent that such statutes, regulations, orders, or interpretations are inconsistent with the provisions of this subchapter, and then only to the extent of the inconsistency.
(b)For purposes of this section, a State statute, regulation, order, or interpretation is not inconsistent with the provisions of this subchapter if the protection such statute, regulation, order, or interpretation affords any person is greater than the protection provided under this subchapter as determined by the Federal Trade Commission, after consultation with the agency or authority with jurisdiction under section 6822 of this title of either the person that initiated the complaint or that is the subject of the complaint, on its own motion or upon the petition of any interested party.
Reference
Citations & Metadata
Citation
15 U.S.C. § 6824
Title 15 — Commerce and Trade
Last Updated
Apr 3, 2026
Release point: 119-73not60