Title 15, Commerce and TradeRelease 119-110

§7003 Specific Exceptions

Title 15 › CHAPTER 96 — ELECTRONIC SIGNATURES IN GLOBAL AND NATIONAL COMMERCE › SUBCHAPTER I — ELECTRONIC RECORDS AND SIGNATURES IN COMMERCE › § 7003

Last updated Sep 22, 2026|Official source

Summary

The law says some contracts and records are not covered by the general rule. It excludes things like wills and testamentary trusts; family law matters such as adoption and divorce; most of the Uniform Commercial Code in any State, except sections 1–107 and 1–206 and Articles 2 and 2A; court papers and notices needed for court cases (briefs, pleadings, orders); certain consumer notices (for example, ending utility service like water, heat, or power; default, foreclosure, repossession, eviction, or the right to cure on a loan or rental for a person’s primary residence; ending health or life insurance benefits, excluding annuities; and product recalls or serious product failures that threaten safety); and documents that must go with hazardous or toxic materials. The Secretary of Commerce, through the Assistant Secretary for Communications and Information, must study these exceptions for 3 years and report to Congress within 3 years after June 30, 2000. A federal regulatory agency can remove an exception in its own area if, after giving notice, taking public comment, and publishing a finding, it decides the exception is no longer needed to protect consumers and removing it will not increase the material risk of harm.

Full Legal Text

Title 15, §7003

Commerce and Trade, Source: USLM XML via OLRC

(a)Excepted requirements
The provisions of section 7001 of this title shall not apply to a contract or other record to the extent it is governed by—
(1)a statute, regulation, or other rule of law governing the creation and execution of wills, codicils, or testamentary trusts;
(2)a State statute, regulation, or other rule of law governing adoption, divorce, or other matters of family law; or
(3)the Uniform Commercial Code, as in effect in any State, other than section 1–107 and 1–206 and Articles 2 and 2A.
(b)Additional exceptions
The provisions of section 7001 of this title shall not apply to—
(1)court orders or notices, or official court documents (including briefs, pleadings, and other writings) required to be executed in connection with court proceedings;
(2)any notice of—
(A)the cancellation or termination of utility services (including water, heat, and power);
(B)default, acceleration, repossession, foreclosure, or eviction, or the right to cure, under a credit agreement secured by, or a rental agreement for, a primary residence of an individual;
(C)the cancellation or termination of health insurance or benefits or life insurance benefits (excluding annuities); or
(D)recall of a product, or material failure of a product, that risks endangering health or safety; or
(3)any document required to accompany any transportation or handling of hazardous materials, pesticides, or other toxic or dangerous materials.
(c)Review of exceptions
(1)Evaluation required
The Secretary of Commerce, acting through the Assistant Secretary for Communications and Information, shall review the operation of the exceptions in subsections (a) and (b) to evaluate, over a period of 3 years, whether such exceptions continue to be necessary for the protection of consumers. Within 3 years after June 30, 2000, the Assistant Secretary shall submit a report to the Congress on the results of such evaluation.
(2)Determinations
If a Federal regulatory agency, with respect to matter within its jurisdiction, determines after notice and an opportunity for public comment, and publishes a finding, that one or more such exceptions are no longer necessary for the protection of consumers and eliminating such exceptions will not increase the material risk of harm to consumers, such agency may extend the application of section 7001 of this title to the exceptions identified in such finding.

Legislative History

Notes & Related Subsidiaries

Statutory Notes and Related Subsidiaries

Effective Date

Section effective Oct. 1, 2000, with exceptions relating to record retention and certain loans, see section 107 of Pub. L. 106–229, set out as a note under section 7001 of this title.

Reference

Citations & Metadata

Citation

15 U.S.C. § 7003

Title 15, Commerce and Trade

Last Updated

Sep 22, 2026

Release point: 119-110