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Title 18, Crimes and Criminal ProcedureRelease 119-110

§3293 Financial Institution Offenses

Title 18 › PART II — CRIMINAL PROCEDURE › CHAPTER 213 — LIMITATIONS › § 3293

Last updated Sep 22, 2026|Official source

Summary

Prosecutors must bring formal charges within 10 years for certain crimes that target banks and other financial institutions. Those crimes include violations of sections 215, 656, 657, 1005, 1006, 1007, 1014, 1033, and 1344; mail or wire fraud (sections 1341 or 1343) when it affects a financial institution; and racketeering (section 1963) when the racketeering involves the section 1344 offense. If charges are not filed within 10 years after the crime, the person cannot be prosecuted, tried, or punished.

Full Legal Text

Title 18, §3293

Crimes and Criminal Procedure, Source: USLM XML via OLRC

No person shall be prosecuted, tried, or punished for a violation of, or a conspiracy to violate—
(1)section 215, 656, 657, 1005, 1006, 1007, 1014, 1033, or 1344;
(2)section 1341 or 1343, if the offense affects a financial institution; or
(3)section 1963, to the extent that the racketeering activity involves a violation of section 1344;
unless the indictment is returned or the information is filed within 10 years after the commission of the offense.

Legislative History

Notes & Related Subsidiaries

Editorial Notes

Amendments

1994—Par. (1). Pub. L. 103–322 struck out “1008,” after “1007,” and inserted “1033,” after “1014,”. 1990—Par. (3). Pub. L. 101–647 added par. (3).

Statutory Notes and Related Subsidiaries

Effective Date

of 1990 Amendment Pub. L. 101–647, title XXV, § 2505(b), Nov. 29, 1990, 104 Stat. 4862, provided that: “The

Amendments

made by subsection (a) [amending this section] shall apply to any offense committed before the date of the enactment of this section [Nov. 29, 1990], if the statute of limitations applicable to that offense had not run as of such date.” Effect of This Section on Offenses for Which Prior Period of Limitations Had Not Run Pub. L. 101–73, title IX, § 961(l)(3), Aug. 9, 1989, 103 Stat. 501, provided that: “The

Amendments

made by this subsection [enacting this section] shall apply to an offense committed before the

Effective Date

of this section [Aug. 9, 1989], if the statute of limitations applicable to that offense under this chapter had not run as of such date.”

Reference

Citations & Metadata

Citation

18 U.S.C. § 3293

Title 18, Crimes and Criminal Procedure

Last Updated

Sep 22, 2026

Release point: 119-110