Title 29, LaborRelease 119-102

§1183 Guaranteed Renewability in Multiemployer Plans and Multiple Employer Welfare Arrangements

Title 29 › CHAPTER 18 — EMPLOYEE RETIREMENT INCOME SECURITY PROGRAM › SUBCHAPTER I — PROTECTION OF EMPLOYEE BENEFIT RIGHTS › Subtitle B — Regulatory Provisions › part 7 — group health plan requirements › Subpart A — Requirements Relating to Portability, Access, and Renewability › § 1183

Last updated Aug 21, 2026|Official source

Summary

Multiemployer plans and multiple-employer welfare arrangements must let an employer whose employees are covered keep the same coverage or switch to other coverage. They may refuse access only for: (1) unpaid contributions; (2) employer fraud or intentional misrepresentation; (3) major plan rule violations; (4) the plan stops offering coverage in the area; (5) for network plans, no enrolled worker lives or works in the network area and the rule is applied uniformly without using claims history or health status; (6) failing to meet, renew, or follow a collective bargaining or similar agreement that requires contributions or covers the workers.

Full Legal Text

Title 29, §1183

Labor, Source: USLM XML via OLRC

A group health plan which is a multiemployer plan or which is a multiple employer welfare arrangement may not deny an employer whose employees are covered under such a plan continued access to the same or different coverage under the terms of such a plan, other than—

(1)for nonpayment of contributions;

(2)for fraud or other intentional misrepresentation of material fact by the employer;

(3)for noncompliance with material plan provisions;

(4)because the plan is ceasing to offer any coverage in a geographic area;

(5)in the case of a plan that offers benefits through a network plan, there is no longer any individual enrolled through the employer who lives, resides, or works in the service area of the network plan and the plan applies this paragraph uniformly without regard to the claims experience of employers or any health status-related factor in relation to such individuals or their dependents; and

(6)for failure to meet the terms of an applicable collective bargaining agreement, to renew a collective bargaining or other agreement requiring or authorizing contributions to the plan, or to employ employees covered by such an agreement.

Reference

Citations & Metadata

Citation

29 U.S.C. § 1183

Title 29, Labor

Last Updated

Aug 21, 2026

Release point: 119-102