§12713 — Title 42 The Public Health and Welfare | U.S. Code

Summary

Federal first-time homebuyer programs cannot deny someone help just because of past home ownership tied to being a homemaker or being married. A displaced homemaker cannot be turned away because, while caring for the home, they owned a home with a spouse or lived in a spouse’s home. A single parent cannot be turned away because, while married, they owned a home with a spouse or lived in a spouse’s home. A displaced homemaker is an adult who mainly did unpaid home and family care, has not worked full-time for years, and is now unemployed or underemployed. A first-time homebuyer is someone who never, or not within a set time, owned a main home. A single parent is unmarried or legally separated and has custody or joint custody of 1 or more minor children or is pregnant. These rules apply to all federal first-time homebuyer programs unless a law specifically exempts a program.

Title 42, §12713

The Public Health and Welfare — Source: USLM XML via OLRC

(a)(1)No individual who is a displaced homemaker may be denied eligibility under any Federal program to assist first-time homebuyers on the basis that the individual, while a homemaker, owned a home with his or her spouse or resided in a home owned by the spouse.

(2)No individual who is a single parent may be denied eligibility under any Federal program to assist first-time homebuyers on the basis that the individual, while married, owned a home with his or her spouse or resided in a home owned by the spouse.

(b)For purposes of this section:

(1)The term “displaced homemaker” means an individual who—

(A)is an adult;

(B)has not worked full-time, full-year in the labor force for a number of years but has, during such years, worked primarily without remuneration to care for the home and family; and

(C)is unemployed or underemployed and is experiencing difficulty in obtaining or upgrading employment.

(2)The term “first-time homebuyer” means an individual who has never, or has not during a specified period of time, had any present ownership interest in a principal residence.

(3)The term “single parent” means an individual who—

(A)is unmarried or legally separated from a spouse; and

(B)(i)has 1 or more minor children for whom the individual has custody or joint custody; or

(ii)is pregnant.

(c)This section shall apply to any Federal program to assist first-time homebuyers, unless the program is exempted from this section by a statute that amends this subsection or explicitly refers to this subsection.

Editorial Notes

Codification Section was enacted as part of title IX of the Cranston-Gonzalez National Affordable Housing Act, and not as part of title I of such Act which comprises this subchapter.

§12713 Eligibility Under First-time Homebuyer Programs

Summary

Title 42, §12713

Notes & Related Subsidiaries

Editorial Notes

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