Title 42, The Public Health and WelfareRelease 119-102

§4013a Policy Disclosures

Title 42 › CHAPTER 50 — NATIONAL FLOOD INSURANCE › SUBCHAPTER I — THE NATIONAL FLOOD INSURANCE PROGRAM › § 4013a

Last updated Aug 21, 2026|Official source

Full Legal Text

Title 42, §4013a

The Public Health and Welfare, Source: USLM XML via OLRC

(a)Notwithstanding any other provision of law, in addition to any other disclosures that may be required, each policy under the National Flood Insurance Program shall state all conditions, exclusions, and other limitations pertaining to coverage under the subject policy, regardless of the underlying insurance product, in plain English, in boldface type, and in a font size that is twice the size of the text of the body of the policy.
(b)The Administrator may impose a civil penalty of not more than $50,000 on any person that fails to comply with subsection (a).

Legislative History

Notes & Related Subsidiaries

Editorial Notes

Codification Section was enacted as part of the Biggert-Waters Flood Insurance Reform Act of 2012, and also as part of the Moving Ahead for Progress in the 21st Century Act, also known as the MAP–21, and not as part of the National Flood Insurance Act of 1968 which comprises this chapter.

Statutory Notes and Related Subsidiaries

Definitions For definitions of terms used in this section, see section 4004 of this title.

Reference

Citations & Metadata

Citation

42 U.S.C. § 4013a

Title 42, The Public Health and Welfare

Last Updated

Aug 21, 2026

Release point: 119-102