PRIA, Government Policy, Made Personal

Summary

The Secretary of Transportation can require an insurer or the insurer’s agent to send reports and information to help carry out the law. Those reports can include accident claim details by make, model, and model year of passenger vehicles, and can cover physical damage and repair costs and personal injury. When deciding what to ask for, the Secretary must consider how much it will cost to prepare the reports, how useful the reports will be, and must consult state authorities and other public or private agencies. The Secretary should try to get the information voluntarily when possible. If the Secretary asks, an insurer must provide information about how insurance premiums for each make and model are affected by damage susceptibility, crashworthiness, and repair and personal injury costs, and any information the insurer has about how those factors affect the insurer’s risk for that make and model. The Secretary may only release identifying information about an insured person, claimant, passenger, owner, witness, or other person involved in a crash with that person’s consent.

Title 49, §32303

Transportation, Source: USLM XML via OLRC

(a)General Reports and Information Requirements.—

(1)In carrying out this chapter, the Secretary of Transportation may require an insurer, or a designated agent of the insurer, to make reports and provide the Secretary with information. The reports and information may include accident claim information by make, model, and model year of passenger motor vehicle about the kind and extent of—

(A)physical damage and repair costs; and

(B)personal injury.

(2)In deciding which reports and information are to be provided under this subsection, the Secretary shall—

(A)consider the cost of preparing and providing the reports and information;

(B)consider the extent to which the reports and information will contribute to carrying out this chapter; and

(C)consult with State authorities and public and private agencies the Secretary considers appropriate.

(3)To the extent possible, the Secretary shall obtain reports and information under this subsection on a voluntary basis.

(b)Requested Information on Crashworthiness, Damage Susceptibility, and Repair and Personal Injury Cost.—

When requested by the Secretary, an insurer shall give the Secretary information—

(1)about the extent to which the insurance premiums charged by the insurer are affected by damage susceptibility, crashworthiness, and the cost of repair and personal injury, for each make and model of passenger motor vehicle; and

(2)available to the insurer about the effect of damage susceptibility, crashworthiness, and the cost of repair and personal injury for each make and model of passenger motor vehicle on the risk incurred by the insurer in insuring that make and model.

(c)Disclosure.—

In distributing information received under this section, the Secretary may disclose identifying information about a person that may be an insured, a claimant, a passenger, an owner, a witness, or an individual involved in a motor vehicle accident, only with the consent of the person.

Notes & Related Subsidiaries

Historical and Revision Notes

Revised SectionSource (U.S. Code)Source (Statutes at Large) 32303(a)15:1945(a)–(d), (g).Oct. 20, 1972, Pub. L. 92–513, § 205, 86 Stat. 958. 32303(b)15:1945(e). 32303(c)15:1945(f). In subsection (a), the words “carrying out this chapter” are substituted for “to enable him to carry out the purposes of this subchapter” to eliminate unnecessary words. The word “provide” is substituted for “furnish” for consistency. In subsection (a)(1), before clause (A), the words “the Secretary of Transportation may require . . . to . . . provide the Secretary with” are substituted for “shall, upon request by the Secretary . . . as the Secretary may reasonably require” to eliminate unnecessary words. The text of 15:1945(g) is omitted as surplus because of 49:322(a). The word “information” is substituted for “data” for consistency in the section. In clause (A), the words “repair costs” are substituted for “the cost of remedying the damage” to eliminate unnecessary words. In subsection (a)(2)(C), the words “State authorities and public and private agencies” are substituted for “such State and insurance regulatory agencies and other agencies and associations, both public and private” for consistency and to eliminate unnecessary words. In subsection (b), before clause (1), the word “information” is substituted for “a description of” for consistency in the section. In clause (1), the word “premiums” is substituted for “rates or premiums” because it is inclusive. In clause (2), the words “by the insurer” are added for clarity. In subsection (c), the words “identifying information” are substituted for “the name of, or other identifying information”, and the words “a witness, or an individual involved” are substituted for “a driver, an injured person, a witness, or otherwise involved” to eliminate unnecessary words. The word “accident” is substituted for “crash or collision” for consistency in this section. The words “so named or otherwise identified” are omitted as surplus.

§32303 Insurance Information

Summary

Title 49, §32303

Notes & Related Subsidiaries

Historical and Revision Notes

Citations & Metadata