Title 7AgricultureRelease 119-73not60

§5101 Qualifying States

Title 7 › Chapter 82— STATE AGRICULTURAL LOAN MEDIATION PROGRAMS › § 5101

Last updated Apr 3, 2026|Official source

Summary

A State can become a qualifying State when the Secretary of Agriculture decides its mediation program meets certain rules. The Governor must send a description of the program and a statement saying the State follows those rules. The Secretary must make the decision within 15 days. The program must offer mediation to people involved in agricultural loans, no matter who made the loan. It can also cover other farm issues like wetlands, farm program compliance (including organic rules), farm credit, rural water loans, grazing on National Forest land, pesticides, leases, family farm transitions, farmer‑neighbor disputes, and other issues the Secretary or the State agriculture chief think are helpful. Money for the program can also pay for credit counseling before mediation starts or for counseling not connected to any current dispute. People who can use the program include farmers and ranchers, their creditors, people directly affected by the Department of Agriculture’s actions, and others involved in the covered issues. No one can be forced to take part in mediation, except if a State law requires mediation before a farm foreclosure. To be certified, the program must lead to agreements both sides accept if they reach a decision, be run by a State agency or the Governor, train mediators, keep sessions confidential, notify lenders and borrowers about loan meditations, and notify the Department and affected people when other issues are covered. Mediation services can include taking and scheduling cases, giving basic information about the process, financial advice from someone other than the mediator, and the actual mediation meeting.

Full Legal Text

Title 7, §5101

Agriculture — Source: USLM XML via OLRC

(a)A State is a qualifying State if the Secretary of Agriculture (hereinafter in this chapter referred to as the “Secretary”) determines that the State has in effect a mediation program that meets the requirements of subsection (c).
(b)Within 15 days after the Secretary receives from the Governor of a State a description of the mediation program of the State and a statement certifying that the State has met all of the requirements of subsection (c), the Secretary shall determine whether the State is a qualifying State.
(c)(1)(A)To be certified as a qualifying State, the mediation program of the State must provide mediation services to persons described in paragraph (2) that are involved in agricultural loans (regardless of whether the loans are made or guaranteed by the Secretary or made by a third party).
(B)The mediation program of a qualifying State may provide mediation services to persons described in paragraph (2) that are involved in one or more of the following issues:
(i)Wetlands determinations.
(ii)Compliance with farm programs, including conservation programs and the national organic program established under the Organic Foods Production Act of 1990 (7 U.S.C. 6501 et seq.).
(iii)Agricultural credit.
(iv)Rural water loan programs.
(v)Grazing on National Forest System land.
(vi)Pesticides.
(vii)Lease issues, including land leases and equipment leases.
(viii)Family farm transition.
(ix)Farmer-neighbor disputes.
(x)Such other issues as the Secretary or the head of the department of agriculture of each participating State considers appropriate for better serving the agricultural community and persons eligible for mediation.
(C)Funding provided for the mediation program of a qualifying State may also be used to provide credit counseling to persons described in paragraph (2)—
(i)prior to the initiation of any mediation involving the Department of Agriculture; or
(ii)unrelated to any ongoing dispute or mediation in which the Department of Agriculture is a party.
(2)(A)Subject to subparagraph (B), the persons referred to in paragraph (1) include—
(i)agricultural producers;
(ii)creditors of producers (as applicable);
(iii)persons directly affected by actions of the Department of Agriculture; and
(iv)any other persons involved in an issue for which mediation services are provided by a mediation program described in paragraph (1)(B).
(B)(i)Subject to clause (ii) and section 5103 of this title, a person may not be compelled to participate in mediation services provided under this Act.
(ii)Clause (i) shall not affect a State law requiring mediation before foreclosure on agricultural land or property.
(3)The Secretary shall certify a State as a qualifying State with respect to the issues proposed to be covered by the mediation program of the State if the mediation program—
(A)provides for mediation services that, if decisions are reached, result in mediated, mutually agreeable decisions between the parties to the mediation;
(B)is authorized or administered by an agency of the State government or by the Governor of the State;
(C)provides for the training of mediators;
(D)provides that the mediation sessions shall be confidential;
(E)ensures, in the case of agricultural loans, that all lenders and borrowers of agricultural loans receive adequate notification of the mediation program; and
(F)ensures, in the case of other issues covered by the mediation program, that—
(i)the Department of Agriculture receives adequate notification of those issues; and
(ii)persons directly affected by actions of the Department of Agriculture receive adequate notification of the mediation program.
(d)In this section, the term “mediation services”, with respect to mediation or a request for mediation, may include all activities related to—
(1)the intake and scheduling of cases;
(2)the provision of background and selected information regarding the mediation process;
(3)financial advisory and counseling services (as appropriate) performed by a person other than a State mediation program mediator; and
(4)the mediation session.

Legislative History

Notes & Related Subsidiaries

Editorial Notes

References in Text

The Organic Foods Production Act of 1990, referred to in subsec. (c)(1)(B)(ii), is title XXI of Pub. L. 101–624, Nov. 28, 1990, 104 Stat. 3935, which is classified generally to chapter 94 (§ 6501 et seq.) of this title. For complete classification of this Act to the Code, see

Short Title

note set out under section 6501 of this title and Tables. This Act, referred to in subsec. (c)(2)(B)(i), is Pub. L. 100–233, Jan. 6, 1988, 101 Stat. 1568, known as the Agricultural Credit Act of 1987. Provisions relating to mediation services are contained in title V of the Act, which is classified principally to this chapter. For complete classification of this Act to the Code, see Tables.

Amendments

2018—Subsec. (c)(1)(B). Pub. L. 115–334, § 5402(a)(1)(A)(i), struck out “under the jurisdiction of the Department of Agriculture” after “the following issues” in introductory provisions. Subsec. (c)(1)(B)(ii). Pub. L. 115–334, § 5402(a)(1)(A)(ii), inserted “and the national organic program established under the Organic Foods Production Act of 1990 (7 U.S.C. 6501 et seq.)” before period at end. Subsec. (c)(1)(B)(vii) to (x). Pub. L. 115–334, § 5402(a)(1)(A)(iii), added cls. (vii) to (x) and struck out former cl. (vii) which read as follows: “Such other issues as the Secretary considers appropriate.” Subsec. (c)(1)(C). Pub. L. 115–334, § 5402(a)(1)(B), added subpar. (C). Subsec. (c)(2)(A)(iv). Pub. L. 115–334, § 5402(a)(2), added cl. (iv). Subsec. (c)(3)(F). Pub. L. 115–334, § 5402(a)(3), inserted dash after “program, that” and cl. (ii) designation before “persons” and added cl. (i). 2000—Subsec. (c)(1), (2). Pub. L. 106–472, § 306(a)(1), added pars. (1) and (2) and struck out former pars. (1) and (2), which required State mediation program to provide services for producers, their creditors, and other persons involved in agricultural loans, or involved in agricultural loans and such issues as wetlands determinations, compliance with farm programs, agricultural credit, rural water loan programs, grazing on National Forest System lands, pesticides, or such other issues considered appropriate. Subsec. (d). Pub. L. 106–472, § 306(a)(2), added subsec. (d). 1994—Subsec. (a). Pub. L. 103–354, § 282(a)(1), substituted “a mediation program” for “an agricultural loan mediation program”. Subsec. (b). Pub. L. 103–354, § 282(a)(2), struck out “agricultural loan” before “mediation program”. Subsec. (c). Pub. L. 103–354, § 282(a)(3), added subsec. (c) and struck out heading and text of former subsec. (c). Text read as follows: “Within 15 days after the Secretary receives a description of a State agricultural loan mediation program, the Secretary shall certify the State as a qualifying State if the State program— “(1) provides for mediation services to be provided to producers, and their creditors, that, if decisions are reached, result in mediated, mutually agreeable decisions between parties under an agricultural loan mediation program; “(2) is authorized or administered by an agency of the State government or by the Governor of the State; “(3) provides for the training of mediators; “(4) provides that the mediation sessions shall be confidential; and “(5) ensures that all lenders and borrowers of agricultural loans receive adequate notification of the mediation program.” 1988—Subsec. (b). Pub. L. 100–399 struck out comma after “Governor of a State”.

Statutory Notes and Related Subsidiaries

Effective Date

of 1988 AmendmentAmendment by Pub. L. 100–399 effective as if enacted immediately after enactment of Pub. L. 100–233, which was approved Jan. 6, 1988, see section 1001(a) of Pub. L. 100–399, set out as a note under section 2002 of Title 12, Banks and Banking.

Short Title

of 2010 Amendment Pub. L. 111–233, § 1, Aug. 16, 2010, 124 Stat. 2493, provided that: “This Act [amending section 5106 of this title] may be cited as the ‘Agricultural Credit Act of 2010’.”

Reference

Citations & Metadata

Citation

7 U.S.C. § 5101

Title 7Agriculture

Last Updated

Apr 3, 2026

Release point: 119-73not60