ALL · CIK 0000899051
What ALLSTATE CORP told the SEC could break it.
2 self-disclosed vulnerabilities, pulled from its own filings — each in the company’s words, with the source. This is the risk register almost nobody reads.
A limited set so far — we surface every cited disclosure we’ve extracted for ALL. More may follow as additional filings are processed.
In its own words
What could break it.
Climate & physical
- 1-in-100 probable maximum loss — $3.1 billion net of reinsurance for hurricane, earthquake and wildfire perilshigh
Allstate's modeled 1-in-100 probable maximum loss for hurricane, earthquake and wildfire perils is approximately $3.1 billion net of reinsurance as of December 31, 2025; the company maintains a Nationwide Excess Catastrophe Reinsurance Program covering up to $9.51 billion of loss above a $1.0 billion retention.
“As of December 31, 2025, the modeled 1-in-100 probable maximum loss for hurricane, earthquake and wildfire perils is approximately $ 3.1 billion, net of reinsurance.”
SEC filing →As of 2026
Regulatory & policy
- California FAIR Plan $1B assessment — Allstate's 4.6% personal / 2.0% commercial market share subject to assessment due to January 2025 wildfireshigh
Following the January 2025 California wildfires, the FAIR Plan received regulatory approval on February 11, 2025 to assess member insurers $1.0 billion; Allstate's personal lines market share of 4.6% and commercial lines share of 2.0% determines its share of the assessment (approx. $46M personal + commercial portion).
“As a result of the January California wildfires, the FAIR Plan received regulatory approval on February 11, 2025 to assess member insurers $ 1.00 billion. The Company's personal lines and commercial lines average market share used for the assessment was 4.6 % and 2.0 %, respectively, net of credits.”
In the MyPRIA app, this is checked against the companies you actually own.
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