CCC · CIK 1818201
What CCC Intelligent Solutions Holdings Inc. told the SEC could break it.
CCC Intelligent Solutions' revenue is concentrated in two industries — insurance carriers and automotive-collision shops — where historically a relatively small number of customers have driven a significant share of sales, though no single customer topped 10% in 2025. Its balance sheet adds interest-rate exposure: $1,291.0 million of borrowings carry floating SOFR-based rates (partly hedged by swaps expiring in July 2027), so rising rates would lift interest expense. It also maintains operations in China, leaving it exposed to deteriorating U.S.–China trade relations, tariffs and anti-corruption risk.
3 self-disclosed vulnerabilities, pulled from its own filings — each in the company’s words, with the source. This is the risk register almost nobody reads.
In its own words
What could break it.
Customer concentration
- insurance & automotive-collision customersmedium
A relatively small number of insurance-carrier and collision-shop customers account for a significant share of revenue, though no single customer exceeded 10% in 2025.
“Our revenue is primarily dependent on customers in the insurance and automotive collision industries, and historically a relatively small number of customers have accounted for a significant portion of our revenue. There were no customers which individually accounted for more than 10% of our total revenue during the year ended December 31, 2025.”
SEC filing →As of 2026
Liquidity & debt
- floating-rate (SOFR) debtmedium
CCC carries $1,291.0M of floating-rate borrowings tied to SOFR, exposing interest expense to rate increases (partly hedged by swaps expiring July 2027).
“We are exposed to market risk related to changes in interest rates on $1,291.0 million of borrowings at December 31, 2025 that are floating rate obligations. These market risks result primarily from changes in SOFR.”
SEC filing →As of 2026
Regulatory & policy
- China operations / US-China trade & tariffslow
CCC maintains operations in China and is exposed to deterioration in US-China political/trade relations, tariffs, FCPA/anti-corruption risk via Chinese intermediaries, and Chinese industrial policy.
“Accordingly, our business, prospects, financial condition and results of operations may be affected to a significant degree by the general political, economic and social conditions in China.”
In the MyPRIA app, this is checked against the companies you actually own.
← World Watch