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EIG · CIK 0001379041

What Employers Holdings, Inc. told the SEC could break it.

1 self-disclosed vulnerability, pulled from its own filings, each in the company’s words, with the source. This is the risk register almost nobody reads.

A limited set so far, we surface every cited disclosure we’ve extracted for EIG. More may follow as additional filings are processed.

In its own words

What could break it.

Geographic concentration

  • 46% of gross premiums written from Californiahigh

    Employers' workers' compensation business is concentrated in California, which generated 46% of gross premiums written in 2025; performance is tied to California's economic, demographic, legislative and regulatory conditions, and cumulative-trauma claim frequency there has recently accelerated beyond historical levels.

    Our business is concentrated in California, where we generated 46% of our gross premiums written for the year ended December 31, 2025.

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