FDBC · CIK 1098151
What Fidelity D&D Bancorp, Inc. told the SEC could break it.
2 self-disclosed vulnerabilities, pulled from its own filings, each in the company’s words, with the source. This is the risk register almost nobody reads.
A limited set so far, we surface every cited disclosure we’ve extracted for FDBC. More may follow as additional filings are processed.
In its own words
What could break it.
Geographic concentration
- Operations concentrated in Northeast and Lehigh Valley, Pennsylvaniamedium
The bank's network, properties, and municipal-loan collateral are concentrated in Northeast and Lehigh Valley Pennsylvania, tying performance to one regional economy.
“As of December 31, 2025, the Company employed 324 bankers within its network located in Northeast and Lehigh Valley, Pennsylvania.”
SEC filing →As of 2026
Regulatory & policy
- Trade policy / tariffs affecting local borrower basemedium
Tariffs and trade-war escalation could raise costs and cut export demand for the bank's local agriculture, manufacturing, and retail customers, impairing their ability to repay and pressuring loan demand and deposits.
“The Company's customers-particularly local businesses engaged in agriculture, manufacturing, and retail-may face higher costs for imported goods and materials, reduced export demand, and supply chain disruptions due to increased tariffs.”
In the MyPRIA app, this is checked against the companies you actually own.
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