MTH · CIK 833079
What Meritage Homes Corp. told the SEC could break it.
2 self-disclosed vulnerabilities, pulled from its own filings, each in the company’s words, with the source. This is the risk register almost nobody reads.
A limited set so far, we surface every cited disclosure we’ve extracted for MTH. More may follow as additional filings are processed.
In its own words
What could break it.
Commodity & input dependence
- Construction raw materials (lumber, concrete, drywall, roofing)medium
Meritage's homebuilding costs depend on construction raw materials — primarily lumber, concrete, drywall and roofing — purchased nationally/regionally and subject to worldwide price fluctuations and inflation that can be driven by energy, climate and tariff legislation; it does not hedge materials-price risk.
“Our raw materials consist primarily of lumber, concrete, drywall, roofing materials and similar construction materials and are frequently purchased on a national or regional level.”
Other disclosures
- Interest-rate-sensitive housing demandmedium
As an entry-level/first-move-up production homebuilder, Meritage's demand is highly interest-rate sensitive: rising mortgage rates hurt buyers' ability to secure financing and depress housing demand, a risk underscored by 2025's softer-than-expected demand from affordability pressure.
“Our operations are interest rate sensitive. As overall housing demand is adversely affected by increases in interest rates, a significant increase in mortgage interest rates may negatively affect the ability of homebuyers to secure adequate financing or cause potential homebuyers with existing mortgages”
SEC filing →As of 2026
The hidden graph
Who it depends on, and who depends on it.
Relationships surfaced from filings, including ones disclosed by the other side, which is how the non-obvious ones come to light.
Its suppliers
“Our largest customers are comprised primarily of the largest national production homebuilders, including D.R. Horton, Inc., Lennar Corporation, Pulte Homes, Inc., Toll Brothers Inc, and Meritage Homes.”
Cited →
In the MyPRIA app, this is checked against the companies you actually own.
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