OBK · CIK 0001516912
What Origin Bancorp, Inc. told the SEC could break it.
1 self-disclosed vulnerability, pulled from its own filings, each in the company’s words, with the source. This is the risk register almost nobody reads.
A limited set so far, we surface every cited disclosure we’ve extracted for OBK. More may follow as additional filings are processed.
In its own words
What could break it.
Geographic concentration
- Texas/Louisiana/Mississippi loan concentrationmedium
Origin Bancorp's loan portfolio is concentrated in its core states — Texas (the majority), Louisiana (15.4%), and Mississippi/Mobile, Alabama/Fort Walton Beach, Florida (9.1% combined) — with the majority of real-estate loans secured by properties in these states; deterioration in these local economies or real-estate markets would adversely affect portfolio quality and demand.
“15.4% attributable to Louisiana and 9.1% attributable, in total, to Mississippi, Mobile, Alabama and Fort Walton Beach, Florida and majority of our real estate loans are secured by properties located in these states.”
In the MyPRIA app, this is checked against the companies you actually own.
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