ZION · CIK 109380
What Zions Bancorporation, N.A. told the SEC could break it.
1 self-disclosed vulnerability, pulled from its own filings, each in the company’s words, with the source. This is the risk register almost nobody reads.
A limited set so far, we surface every cited disclosure we’ve extracted for ZION. More may follow as additional filings are processed.
In its own words
What could break it.
Climate & physical
- California wildfire exposure (CB&T 77-branch California footprint)medium
Zions' California Bank & Trust affiliate operates 77 branches across California; the January 2025 Southern California wildfires represent a physical-climate risk to its California market, collateral and borrowers.
“California Bank & Trust, headquartered in San Diego, California, operated 77 branches across California at December 31, 2025. Based on domestic deposit market share in the state, CB&T ranked as the 13 th largest full-service commercial bank in California. In January 2025, Southern California experienced devastating wildfires.”
SEC filing →As of 2026
The hidden graph
Who it depends on, and who depends on it.
Relationships surfaced from filings, including ones disclosed by the other side, which is how the non-obvious ones come to light.
Its customers
“First Mid Bank has $130 million available in overnight federal fund lines, including $30 million from First Horizon Bank, N.A., $25 million from Zions Bank, $20 million from U.S. Bank, N.A., $20 million from BMO Bank, N.A., $20 million from Bankers' Bank., and $15 million from The Northern Trust Company.”
Cited →
In the MyPRIA app, this is checked against the companies you actually own.
← World Watch