2025-04889NoticeWallet

FEMA Locks in Final Flood Zone Changes for Affected Communities

Published Date: 3/21/2025

Notice

Summary

The government has updated flood risk maps for certain communities, changing flood levels and boundaries to keep everyone safer. If you live or own property in these areas, these changes could affect your flood insurance and building rules starting soon. Communities must follow these new rules to stay in the federal flood insurance program and avoid costly surprises.

Analyzed Economic Effects

2 provisions identified: 0 benefits, 2 costs, 0 mixed.

Finalized Flood Map Changes for Communities

FEMA finalized changes to flood risk maps (like Base Flood Elevations, Special Flood Hazard Area boundaries, and regulatory floodways) for specific communities. If you live in or own property in those listed communities, these changes could affect your flood insurance rules and local building requirements.

Community Duty to Adopt Floodplain Measures

Communities listed must adopt or show evidence of floodplain management measures based on the Flood Insurance Rate Maps and Flood Insurance Study to qualify or remain in FEMA's National Flood Insurance Program. If a community does not adopt or show these measures, it may lose NFIP participation, which affects local property owners and the community's access to the program.

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Key Dates

Published Date
3/21/2025

Department and Agencies

Department
Independent Agency
Agency
Homeland Security Department
Federal Emergency Management Agency
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