FEMA Redraws Flood Zones: Insurance Bills Beware
Published Date: 3/21/2025
Notice
Summary
FEMA is asking for your thoughts on new flood risk maps that could change flood zones and water levels in certain communities. These updates might affect flood insurance rules and costs, so it’s important for residents and local leaders to weigh in soon. Don’t miss your chance to help shape the rules that keep your community safe and flood-smart!
Analyzed Economic Effects
2 provisions identified: 0 benefits, 0 costs, 2 mixed.
Proposed Flood Map Changes
You may see changes to Base Flood Elevation (BFE), base flood depth, Special Flood Hazard Area (SFHA) boundaries or zone designations, or regulatory floodways on your community's Flood Insurance Rate Map (FIRM) and Flood Insurance Study (FIS). These map changes could affect flood insurance rules and costs for properties in the communities listed by FEMA.
Community NFIP Qualification Requirement
If your community is affected, it must adopt or show evidence of having floodplain management measures based on the FIRM and FIS in order to qualify or remain qualified for participation in the National Flood Insurance Program (NFIP). That requirement can affect whether residents and businesses in the community can obtain NFIP flood insurance and may lead to local regulatory changes.
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