FEMA Proposes Updates to Flood Risk Maps Nationwide
Published Date: 3/26/2025
Notice
Summary
FEMA is asking communities and residents to review and comment on new flood risk maps that might change flood zones, water levels, or floodway boundaries. These updates could affect flood insurance rules and costs, so it’s important for those in the listed areas to pay attention and respond by the deadline. Getting involved now helps communities stay safe and keep their flood insurance options open.
Analyzed Economic Effects
3 provisions identified: 1 benefits, 1 costs, 1 mixed.
Communities must adopt flood rules to keep NFIP status
The preliminary FIRM and FIS reports form the basis of floodplain management measures that a community is required to adopt or show are in effect. Communities that do not adopt required floodplain management measures risk losing qualification or remaining qualified for the National Flood Insurance Program (NFIP). If a community loses NFIP participation, property owners there could face loss of flood insurance options or different insurance rules and costs.
Flood map changes may change your risk
FEMA is proposing changes to flood maps that may add or modify Base Flood Elevations (BFE), base flood depths, Special Flood Hazard Area (SFHA) boundaries or zone designations, and regulatory floodways on Flood Insurance Rate Maps (FIRMs) and supporting Flood Insurance Study (FIS) reports. If you live in one of the listed communities, these map changes can change whether your property is in a high-risk area and can affect flood insurance requirements and costs. Review the proposed maps for your area so you know if your property's flood designation may change.
You can review and comment on proposed maps
FEMA is asking residents and communities to review the preliminary FIRMs and FIS reports and submit comments. If you live in a listed community, commenting gives you a chance to provide local information that could affect the final flood maps and related insurance rules. Check the materials for your community and submit comments during the official comment period.
Your PRIA Score
Personalized for You
How does this regulation affect your finances?
Sign up for a PRIA Policy Scan to see your personalized alignment score for this federal register document and every other regulation we track. We analyze your financial profile against policy provisions to show you exactly what matters to your wallet.
Key Dates
Department and Agencies
Take It Personal
Get Your Personalized Policy View
Start a Free Government Policy Watch to see how policy affects your household, then upgrade to PRIA Full Coverage for year-round monitoring.
Already have an account? Sign in