2025-07476Notice

Fed Checks Bank Merger Plans from Aspiring Holding Companies

Published Date: 4/30/2025

Notice

Summary

Some companies want to become bank holding companies or buy banks, and they’ve asked the Federal Reserve for approval. If you’re interested, you can check out their applications and share your thoughts by May 30, 2025. These changes could affect how banks are owned and controlled, so keep an eye on the deadlines and details!

Analyzed Economic Effects

3 provisions identified: 1 benefits, 1 costs, 1 mixed.

Public Notice and Comment Window

The Federal Reserve published applications from companies seeking to become bank holding companies or acquire banks, and the public can inspect the public portions of those applications and submit written comments. Comments must be received by May 30, 2025, and can be inspected at the indicated Federal Reserve Bank or the Board of Governors.

Sturdy Bancorp Conversion Application

Sturdy Bancorp, MHC and its proposed subsidiary Sturdy Bancorp, Inc., both of Stone Harbor, New Jersey, applied to become bank holding companies by acquiring Sturdy Savings Bank upon that bank's conversion from mutual to stock form. Interested persons may submit comments to the Federal Reserve Bank of Philadelphia or the Board of Governors by May 30, 2025.

Comments Are Publicly Disclosed

Comments submitted on these applications will be subject to public disclosure and generally made available without change, including personal or business identifying information. The notice advises commenters not to include confidential information that would be inappropriate for public disclosure.

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Key Dates

Published Date
Effective Date
4/30/2025
5/30/2025

Department and Agencies

Department
Independent Agency
Agency
Federal Reserve System
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