2025-09938Notice

Fed Probes Big Bank Buyouts to Ensure Stability and Fairness

Published Date: 6/2/2025

Notice

Summary

If you want to buy a big chunk of a bank or a bank company, you need to tell the Federal Reserve first. They’re checking out new buyers like Ryan Sullivan and Bryan Adams who want to take control of a Missouri bank. If you have thoughts, you’ve got until June 17, 2025, to speak up before the deal moves forward!

Analyzed Economic Effects

4 provisions identified: 2 benefits, 1 costs, 1 mixed.

Public access to application files

You can inspect the public parts of the change-in-control applications at the Federal Reserve Bank listed (Federal Reserve Bank of Kansas City) and at the Board of Governors' offices. You can also request the documents by contacting the Kansas City Fed or using the Board's FOIA request page at https://www.federalreserve.gov/foia/request.htm.

Public comment rules and disclosure

If you send comments about these applications, those comments will be subject to public disclosure and generally made available without change, including personal or business identifying information. The notice warns commenters not to include confidential information that would be inappropriate for public disclosure.

Deadline to submit comments

If you want to comment on the applications, your comments must be received at the indicated Reserve Bank (Federal Reserve Bank of Kansas City) or at the Board of Governors (Ann E. Misback, Secretary of the Board, 20th Street and Constitution Avenue NW, Washington, DC 20551-0001) not later than June 17, 2025. Comments may also be sent electronically to the Kansas City Fed email listed in the notice.

Proposed Sullivan/Adams bank acquisition

Ryan Sullivan (Dorado, Puerto Rico) and Bryan Adams (Loch Lloyd, Missouri) have applied to establish the Sullivan/Adams Control Group to acquire voting shares of Orrick Financial Corporation and thereby indirectly acquire voting shares of TBO Bank, both of Orrick, Missouri. This notice announces that application and opens it for public inspection and comment.

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Key Dates

Published Date
6/2/2025

Department and Agencies

Department
Independent Agency
Agency
Federal Reserve System
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