FEMA's Flood Map Changes: Your Chance to Shape Local Safety Rules
Published Date: 7/9/2025
Notice
Summary
FEMA is asking for your thoughts on new flood risk maps that could change flood zones and water levels in certain communities. These updates might affect flood insurance rules and costs, so if you live or own property there, it’s important to pay attention. You’ve got a limited time to share your comments before these changes become official.
Analyzed Economic Effects
2 provisions identified: 0 benefits, 1 costs, 1 mixed.
Flood-map changes can alter insurance costs
FEMA proposes changes to flood maps that may add or modify Base Flood Elevations (BFE), base flood depth, Special Flood Hazard Area (SFHA) boundaries or zone designations, or regulatory floodways on Flood Insurance Rate Maps (FIRMs) and supporting Flood Insurance Study (FIS) reports. If you live in or own property in one of the listed communities, these map updates might change flood insurance rules and costs for your property.
Communities must adopt floodplain measures to keep NFIP membership
The preliminary FIRM and FIS report are the basis for the floodplain management measures a community is required to adopt or show are already in effect in order to qualify or remain qualified for participation in the National Flood Insurance Program (NFIP). If a community must change its measures to meet the updated maps, that requirement is tied to maintaining NFIP participation.
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