Fed Updates Bank Rules for Safer Electronic Transfers
Published Date: 7/31/2025
Notice
Summary
The Federal Reserve wants to keep and update rules about how banks keep and share info about electronic payments for three more years. This affects banks and companies handling your money, making sure they follow clear recordkeeping and disclosure rules. They’re asking for your thoughts before making changes, so get ready to weigh in soon!
Analyzed Economic Effects
1 provisions identified: 0 benefits, 0 costs, 1 mixed.
Three‑Year Extension of Reg E Recordkeeping
If you run a bank or a company that handles electronic payments, the Federal Reserve is proposing to extend for three years, with revision, the Recordkeeping and Disclosure Requirements associated with the Consumer Financial Protection Bureau's Regulation E (CFPB E; OMB No. 7100-0200). The Board is inviting public comment on this proposal before making changes.
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