Fed Eyes Bank Mergers and Acquisitions for Approval
Published Date: 8/6/2025
Notice
Summary
Bank companies want to merge, buy, or form new bank holding companies, and the Federal Reserve is reviewing their applications. If you’re interested, you can share your thoughts by September 5, 2025. These changes could affect how banks operate and who controls them, so it’s a big deal for communities and businesses.
Analyzed Economic Effects
2 provisions identified: 0 benefits, 1 costs, 1 mixed.
Planned bank merger in Haviland, KS
The Protection Bank Holding Company (Protection, Kansas) has applied to merge with Haviland Bancshares, Inc. and thereby indirectly acquire The Haviland State Bank in Haviland, Kansas. The Protection Bank Holding Company also says that, through acquiring Banco Insurance Agency (Haviland, Kansas), it will engage in insurance agency activity in small towns under Regulation Y section 225.28(b)(11)(iii)(A).
Public comments will be publicly disclosed
If you submit a comment on these applications, your comment will generally be made publicly available without change and may include personal or business contact information. Comments should not include confidential information, and must be received at the indicated Federal Reserve Bank or the Board of Governors by September 5, 2025.
Your PRIA Score
Personalized for You
How does this regulation affect your finances?
Sign up for a PRIA Policy Scan to see your personalized alignment score for this federal register document and every other regulation we track. We analyze your financial profile against policy provisions to show you exactly what matters to your wallet.
Key Dates
Take It Personal
Get Your Personalized Policy View
Start a Free Government Policy Watch to see how policy affects your household, then upgrade to PRIA Full Coverage for year-round monitoring.
Already have an account? Sign in