SEC Floats Ideas to Simplify Mortgage-Backed Securities Info
Published Date: 10/1/2025
Proposed Rule
Summary
The SEC wants to hear your thoughts on making mortgage-backed securities easier to understand and trade. They’re thinking about changing the rules to give investors and companies better info and smoother access to these markets. If approved, these updates could speed up money flow and keep investors safe, with changes coming after public feedback.
Analyzed Economic Effects
2 provisions identified: 2 benefits, 0 costs, 0 mixed.
Comments on RMBS Asset-Level Disclosures
The SEC is asking for public comments on whether to amend the asset-level disclosure requirements for residential mortgage-backed securities in Item 1125 of Regulation AB. The Commission says it is considering these changes to expand issuer and investor access to registered asset-backed securities markets and to help facilitate enhanced capital formation and liquidity while maintaining investor protections.
Review of ABS Definition and Related Terms
The SEC is soliciting comments on whether to revise the definition of "asset-backed security" and/or other definitions in Item 1101 of Regulation AB. The Commission states these revisions are being considered to expand issuer and investor access to the registered asset-backed securities markets and to facilitate enhanced capital formation and liquidity while maintaining appropriate investor protections.
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