FEMA Updates Flood Maps, Check Your Insurance Now
Published Date: 10/2/2025
Notice
Summary
Some communities have new or updated flood risk info based on fresh science and data. These changes affect flood maps and could impact flood insurance rules and costs for homeowners and businesses. Make sure to check the updated maps and community numbers when getting or renewing flood insurance to stay protected and avoid surprises.
Analyzed Economic Effects
2 provisions identified: 1 benefits, 0 costs, 1 mixed.
Updated Flood Maps Can Change Insurance Costs
Some communities have new or changed flood risk information on FEMA flood maps (like Base Flood Elevations, Special Flood Hazard Area boundaries, or regulatory floodways). If your property is in one of the listed communities, these map changes could affect flood insurance rules and the cost of insurance for homeowners and businesses, so check the updated maps before you buy or renew coverage.
Use Updated Community Number for Policies
FEMA revised the Flood Insurance Rate Maps and supporting reports and issued Letters of Map Revision for affected communities. You must use the current effective community number shown in the notice's table when getting new flood insurance policies or renewing existing ones to ensure your policy reflects the updated map information.
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