FEMA Proposes New Flood Zones for Community Review
Published Date: 10/2/2025
Notice
Summary
FEMA is asking for your thoughts on new flood risk maps that could change flood zones and water levels in certain communities. These updates might affect flood insurance rules and costs, so if you live or own property there, it’s important to pay attention. You’ve got a chance to comment before the changes become official, so don’t miss out!
Analyzed Economic Effects
3 provisions identified: 1 benefits, 1 costs, 1 mixed.
Proposed Flood Map Changes
FEMA proposes changes to Flood Insurance Rate Maps (FIRMs) and Flood Insurance Study (FIS) reports that may add or modify Base Flood Elevation (BFE), base flood depth, Special Flood Hazard Area (SFHA) boundaries or zone designations, or regulatory floodways for the communities listed in the notice. These are preliminary determinations, and FEMA is requesting public comments before the changes become official.
Community NFIP Qualification Requirement
FEMA says the FIRM and FIS report are the basis for the floodplain management measures a community is required to adopt or to show evidence of having in effect in order to qualify or remain qualified for participation in the National Flood Insurance Program (NFIP). If a community does not adopt or show those measures, its NFIP participation could be affected.
Opportunity to Comment Before Finalization
FEMA is requesting public comments on the preliminary FIRMs and, where applicable, the FIS reports for the listed communities. If you live in or own property in one of the listed communities, you can submit comments before FEMA finalizes these flood hazard determinations.
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