Fed Eyes Bank Mergers and Acquisitions Closely
Published Date: 11/20/2025
Notice
Summary
Bank companies want to merge, buy, or form new bank holding companies, and the Federal Reserve is reviewing their applications. If you’re involved in banking or just curious, you can share your thoughts by December 22, 2025. These moves could change who controls certain banks and might impact local banking options and money flow.
Analyzed Economic Effects
2 provisions identified: 1 benefits, 0 costs, 1 mixed.
Bank holding company acquisition filings
The companies listed applied to the Federal Reserve to become bank holding companies or to acquire control of banks. For example, First Mid Bancshares, Inc. (Mattoon, Illinois) applied to merge with Two Rivers Financial Group, Inc. and thereby indirectly acquire Two Rivers Bank & Trust (Burlington, Iowa).
Public inspection and comment rules
You can inspect the public portions of these applications at the Federal Reserve Bank indicated or at the Board of Governors, and you may request records via the Board's FOIA link. Comments on the applications must be received by December 22, 2025, and will be publicly disclosed, so do not include confidential information.
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