Renewal of Agency Information Collections for Comments Request: Proposed Collections
Published Date: 2/2/2026
Notice
Summary
The National Credit Union Administration (NCUA) is renewing important paperwork rules that affect credit unions and their members. They want your thoughts by April 3, 2026, before finalizing updates on how credit unions handle mergers and protect your privacy. These changes keep things clear and safe without adding big costs or time burdens.
Analyzed Economic Effects
4 provisions identified: 2 benefits, 2 costs, 0 mixed.
Privacy Notices and Opt-Out Rules
If you are a customer of a credit union, Regulation P requires the credit union to give clear initial and annual privacy notices and to offer you a chance to opt out of some information sharing. The NCUA estimates this information collection carries an annual burden of 433,620 hours and is being renewed; the agency is requesting comments by April 3, 2026.
Mortgage Originator Registration Requirement
Employees who act as residential mortgage loan originators must register with the Nationwide Mortgage Licensing System and obtain a unique identifier under the S.A.F.E. Act. The information collection renewal shows an estimated total annual burden of 86,423 hours and is open for comment through April 3, 2026.
Credit Union Merger and Conversion Paperwork
The NCUA is renewing the information collection for mergers of federally-insured credit unions and for conversions or terminations of federal share insurance under 12 CFR part 708b, which sets procedural and disclosure requirements. The agency estimates the collection imposes 5,352 total annual burden hours and is seeking comments by April 3, 2026.
Reverse Mortgage Risk Management Guidance
The NCUA is renewing an information collection tied to guidance that helps institutions manage compliance and consumer-protection risks in reverse mortgage lending. The agency estimates this collection imposes 160 total annual burden hours and is requesting comments by April 3, 2026.
Your PRIA Score
Personalized for You
How does this regulation affect your finances?
Sign up for a PRIA Policy Scan to see your personalized alignment score for this federal register document and every other regulation we track. We analyze your financial profile against policy provisions to show you exactly what matters to your wallet.
Key Dates
Department and Agencies
Take It Personal
Get Your Personalized Policy View
Start a Free Government Policy Watch to see how policy affects your household, then upgrade to PRIA Full Coverage for year-round monitoring.
Already have an account? Sign in