VA Loan System Gets Smoother Digital Overhaul for Vets
Published Date: 2/17/2026
Notice
Summary
The VA is updating how it collects info through the VALERI system, which helps track VA home loans and property transfers. Veterans, lenders, and real estate pros will be affected by these changes, which aim to make reporting easier and clearer. You’ve got until April 20, 2026, to share your thoughts—no cost changes yet, just smoother paperwork ahead!
Analyzed Economic Effects
3 provisions identified: 1 benefits, 2 costs, 0 mixed.
Applies When VA Loans Foreclose
VA says the VALERI information collection is used when loss mitigation fails and a VA-guaranteed loan goes into foreclosure. The notice cites statutory conveyance requirements in chapter 37 of title 38, U.S. Code, and implementing rules in 38 CFR part 36 (including 38 CFR 36.4323) that require a covenanted or warranted deed and title acceptable to prudent lenders, informed buyers, title companies, and attorneys.
One-time VALERI Paperwork Burden
The VA estimates a one-time paperwork burden for the VA Loan Electronic Reporting Interface (VALERI) collection affecting individuals and households. VA estimates 17,527 respondents, an average of 41 minutes per respondent, and a total annual burden of 11,977 hours; comments are due April 20, 2026.
VALERI Reporting Process Updated
VA is revising how it collects information through the VALERI system and says the changes are intended to make reporting easier and clearer. The notice invites public comment on the proposed revision and notes there are no cost changes described; comments must be received by April 20, 2026.
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