US Insurers Must Log Foreign Business Deals in BEA's Quarterly BE-45
Published Date: 3/16/2026
Notice
Summary
U.S. insurance companies that do business with foreign folks must fill out a quarterly survey called BE-45. This survey helps the government track how insurance trade affects the U.S. and world economies. Companies have 30 days after each quarter to report, except for the last quarter when they get 45 days, so keep an eye on those deadlines!
Analyzed Economic Effects
4 provisions identified: 1 benefits, 3 costs, 0 mixed.
Mandatory BE-45 Reporting for Insurers
If your U.S. insurance company has combined reportable insurance transactions with foreign persons that exceeded $8,000,000 in the prior calendar year or are expected to exceed $8,000,000 in the current year, you must complete the BE-45 quarterly survey. BEA will contact required reporters directly, and reports are due 30 days after each calendar quarter (45 days for the final quarter).
Estimated Reporting Time Burden
BEA estimates the public reporting burden for the BE-45 survey averages 9 hours per response. The survey has been assigned OMB control number 0608-0066.
Quarterly Filing Deadlines
Reports for the BE-45 survey must be filed within 30 days after each calendar quarter, except the final quarter of the year when you have 45 days to file. BEA will mail specific reporting instructions to those who must report.
Electronic and Alternate Filing Options
You can file the BE-45 survey using BEA's electronic reporting system at www.bea.gov/efile, or download forms from www.bea.gov/ssb and submit by mail or fax. BEA also provides contact numbers and email addresses for inquiries.
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