President Declares Major Disaster After Mississippi's Icy Storm Chaos
Published Date: 4/15/2026
Notice
Summary
A major disaster was declared for Mississippi after a severe winter storm hit from January 23-27, 2026. Residents and businesses in many counties can now apply for disaster loans to help repair damage or recover lost income, with deadlines on June 10, 2026, for physical damage loans and January 11, 2027, for economic injury loans. This declaration unlocks financial help to get Mississippi back on its feet—fast and easy through an online portal!
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Analyzed Economic Effects
4 provisions identified: 4 benefits, 0 costs, 0 mixed.
Physical Disaster Loans for Mississippi
If you live in one of the listed primary Mississippi counties or the Mississippi Band of Choctaw Indians area, you can apply for SBA physical damage disaster loans to repair your home, business, or nonprofit property. The deadline to apply for physical damage loans is June 10, 2026. Interest rates for physical damage loans are listed in the notice (homeowners with credit 5.750%, homeowners without credit 2.875%, businesses with credit 8.000%, businesses without credit 4.000%, private non-profits 3.625%).
Economic Injury (EIDL) Loans Available
Businesses and small agricultural cooperatives in the listed primary counties (and eligible contiguous counties) can apply for Economic Injury Disaster Loans (EIDL) to cover working capital losses. The deadline to apply for EIDL is January 11, 2027, and the notice lists interest rates for EIDL: 4.000% for businesses and small agricultural cooperatives without credit available elsewhere and 3.625% for private non-profits.
Contiguous Counties: EIDL-Only Eligibility
Certain contiguous counties in Mississippi, Alabama, Arkansas, Louisiana, and Tennessee are eligible only for Economic Injury Disaster Loans (EIDL), not for physical damage loans. If your business is in one of those contiguous counties, you may apply for EIDL by the January 11, 2027 deadline.
How to Apply and Contact SBA
You can apply online for disaster loans at the MySBA Loan Portal https://lending.sba.gov or in person at locally announced locations; the SBA disaster assistance center phone number is 1-800-659-2955 and email is disastercustomerservice@sba.gov. If you are deaf, hard of hearing, or have a speech disability, the notice instructs you to dial 7-1-1 for telecommunications relay services.
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