FTC Seeks Three More Years of Dealer Pricing Data
Published Date: 4/17/2026
Notice
Summary
The Federal Trade Commission wants to keep collecting info from certain car dealers and other businesses for three more years to make sure pricing is fair. This affects businesses that use credit reports to set prices and won’t change any rules or costs. If you want to share your thoughts, you’ve got until June 16, 2026, to speak up!
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Analyzed Economic Effects
3 provisions identified: 1 benefits, 2 costs, 0 mixed.
Three-Year Paperwork Extension
The Federal Trade Commission proposes to extend for an additional three years the OMB clearance for information collection under the Risk-Based Pricing Rule. The current clearance expires on July 31, 2026, and the extension would continue existing notice and recordkeeping requirements without changing the rules or costs.
Motor-Vehicle Dealers' Full FTC Burden
About 60,963 motor vehicle dealers are subject to the FTC's exclusive jurisdiction under the Risk-Based Pricing Rule and are counted as bearing the full FTC burden. The FTC estimates covered entities spend about 60 hours per year to comply with the Rule's requirements.
Continued Credit-Score Disclosure Requirement
Creditors that use a consumer report to grant or extend credit on materially less favorable terms must continue to provide a risk-based pricing notice and disclose credit scores when those scores are used in setting terms. The FTC and CFPB enforce the risk-based pricing provisions; the FTC is seeking extension of the information-collection clearance supporting those notices.
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