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To authorize implementation grants to community-based nonprofits to operate one-stop reentry centers.
HR8548Rep. Kamlager-Dove, Sydney [D-CA-37] (D-CA)
introduced
HR2435119th CongressWALLET
Save Our Small Farms Act of 2025
Sponsored By: Representative Rep. Hayes, Jahana [D-CT-5]
In Committee
Summary
This bill reforms farm disaster and whole‑farm insurance to make it easier and cheaper for small, underserved, and micro farms to get reliable coverage. Expands access to whole‑farm and micro‑farm insurance while cutting paperwork and creating clear on‑ramps from disaster aid to revenue protection.
Show full summary
- Small, limited‑resource, beginning, socially disadvantaged, and veteran farmers get simpler NAP rules, expanded crop listings, and targeted premium discounts. It raises certain income eligibility thresholds to $600,000 and lets diverse or direct‑to‑consumer operations file streamlined acreage reports and two reports per year.
- Producers moving to Whole Farm Revenue Protection gain a voluntary Revenue‑Based Option that accepts IRS Schedule F records, phased premium discounts to encourage transition, and higher growth limits up to the lower of 100% of historic revenue or $500,000. The Risk Management Agency must speed decisions and provide appeal rights.
- Micro farms keep a permanent micro plan nationwide, can include vertically integrated operations, and may qualify with higher revenue limits up to $1,000,000 or more. The bill funds agent tools, training, a pricing library pilot, and public reporting within 18 months.
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Bill Overview
Analyzed Economic Effects
5 provisions identified: 4 benefits, 0 costs, 1 mixed.
Easier whole-farm insurance for growers
If enacted, whole‑farm revenue insurance would be easier to get and use. Coverage rules would broaden, including a growth limit set to the lower of 100% of historic revenue or $500,000, and the diversity discount could count up to 10 commodities. Insurers would need to accept or reject applications within 75 days, or lose 15% of their subsidy for that policy; denial letters would have to explain how to fix problems. The government would pay extra admin subsidies for new policies and require insurers to pass those amounts to selling agents, encouraging more agent support. The program would also review revenue limits each year and publish decisions, and could accept NAP records and other policy data to document revenue and yields.
Cheaper revenue coverage for noninsured crops
If enacted, producers could pick a streamlined, revenue-based option for noninsured crops. IRS Schedule F would count as proof of past revenue, and rules would ensure discounts go only to producers who transition to a whole‑farm plan. The on‑ramp could cut premiums by 25% in year one with a 3‑year transition certification, then 50% the next year with a 2‑year certification, and 50% in a later year if you buy whole‑farm insurance within one year. Limited‑resource, beginning, socially disadvantaged, and veteran farmers—and those in the streamlined option—could pay only 25% of the normal premium.
Easier help and claims for noninsured crops
If enacted, more crops would be eligible and local average market prices could be used for them. Producers of hand‑harvested or fast‑deteriorating crops could file loss notices 120 hours or more after a loss. Small, diverse, and urban farms would face less paperwork, with an option to file two acreage reports each year, and the agency would boost outreach to underserved growers. When adjusters are scarce, remote appraisals using photos or drones—and trained field staff—would be allowed to speed claims.
Study new fast‑pay weather insurance
If enacted, the government would study a single‑index insurance to cover income losses from major weather events. The design would aim to pay within 30 days, work in every state and territory, and allow buy‑up or buy‑down options in 5% steps. It would give special attention to farms under $350,000 in adjusted gross income and underserved producers. A public report with recommendations would be due within one year.
One noninsured crop rule to 100%
If enacted, a rule in the noninsured crop program would change a percentage from 65% to 100%. The real‑world effect would depend on what that percentage controls today. Some producers could see a benefit, a cost, or no change.
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Sponsors & CoSponsors
Sponsor
Rep. Hayes, Jahana [D-CT-5]
CT • D
Cosponsors
Rep. Larson, John B. [D-CT-1]
CT • D
Sponsored 3/27/2025
Rep. Courtney, Joe [D-CT-2]
CT • D
Sponsored 3/27/2025
Rep. DeLauro, Rosa L. [D-CT-3]
CT • D
Sponsored 3/27/2025
Rep. Himes, James A. [D-CT-4]
CT • D
Sponsored 3/27/2025
Riley (NY)
NY • D
Sponsored 6/23/2025
Rep. Tokuda, Jill N. [D-HI-2]
HI • D
Sponsored 3/18/2026
Roll Call Votes
No roll call votes available for this bill.
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