Medicare Protection Act of 2025
Sponsored By: Representative Kiley (CA)
Introduced
Summary
Exclude home-sale income from Medicare IRMAA calculations. This bill would amend title XVIII of the Social Security Act to exclude adjusted gross income from the sale of an individual’s principal residence, as defined in section 121 of the Internal Revenue Code, from modified adjusted gross income used to determine the income-related monthly adjustment amount (IRMAA) for months in years beginning January 1, 2025, except when a sale has already been excluded earlier under this rule.
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Bill Overview
Analyzed Economic Effects
1 provisions identified: 1 benefits, 0 costs, 0 mixed.
Home sale won't raise Medicare IRMAA
If enacted, this would change how Medicare sets income-related premium surcharges. For months in 2025 and later, money from selling your main home would not count in MAGI for IRMAA. Your home must meet the principal residence rules in tax code section 121. This would not apply if that same home sale was already excluded before under this rule. If a sale would have pushed you over an IRMAA threshold, you could pay lower surcharges.
Sponsors & CoSponsors
Sponsor
Kiley (CA)
CA • R
Cosponsors
There are no cosponsors for this bill.
Roll Call Votes
No roll call votes available for this bill.
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