HR3665119th CongressWALLET

Medicare Economic Security Solutions Act

Sponsored By: Representative Williams (GA)

Introduced

Summary

Caps the Medicare Part B late‑enrollment penalty at 15% of the monthly premium. The bill would also exclude months with COBRA, retiree, or Department of Veterans Affairs coverage from penalty counts and would create a Special Enrollment Period when that coverage ends.

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Bill Overview

Analyzed Economic Effects

2 provisions identified: 1 benefits, 1 costs, 0 mixed.

Easier Part B sign-up after COBRA or retiree coverage

This bill would create a Special Enrollment Period for Part B when COBRA, retiree, or VA chapter 17 coverage ends. You would not need to show current employment to use this window. Months with COBRA, retiree, or VA chapter 17 coverage would also be excluded from late-enrollment penalty counts. The SEP would apply to coverage that ends after the 90-day period that begins on enactment, and the penalty month exclusions would apply to premiums for months after that same 90-day period.

Higher Medicare Part B late sign-up penalty

This bill would raise the Part B late sign-up increase to 15% of your monthly premium. The 15% would last for a period equal to twice the number of months in each full 12-month delay. Example: a 12-month delay would mean paying the 15% increase for 24 months. Months you can prove you had VA health care (chapter 17) would not count toward the penalty period. These rules would start for premiums for months after the 90-day period that begins on enactment, and past months you already paid a higher premium would count toward when the increase ends.

Sponsors & CoSponsors

Sponsor

Williams (GA)

GA • D

Cosponsors

  • Kim

    CA • R

    Sponsored 5/29/2025

  • Kiggans (VA)

    VA • R

    Sponsored 6/9/2025

  • Del. Norton, Eleanor Holmes [D-DC-At Large]

    DC • D

    Sponsored 6/9/2025

  • Soto

    FL • D

    Sponsored 8/12/2025

  • Brownley

    CA • D

    Sponsored 8/12/2025

Roll Call Votes

No roll call votes available for this bill.

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