Sponsored By: Representative Rep. Magaziner, Seth [D-RI-2]
Introduced
Creates a federal pathway to move unclaimed retirement distributions to State unclaimed property programs through a national clearinghouse. This bill would set required searches, secure notice, data sharing, and reporting rules and would preserve ERISA and tax-qualified status for transfers that follow those rules.
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2 provisions identified: 1 benefits, 0 costs, 1 mixed.
If enacted, plans could send unclaimed retirement payouts to your State’s unclaimed property office using a national clearinghouse. For $50 or more, they would first try to find you and send a secure notice by email, portal, or mail with steps to stop the transfer. A payout would count as “unclaimed” after 90 days for a terminated plan, or after 12 months for other plans if the single amount is $5,000 or less. The Secretary of Labor could raise the $5,000 limit. Transfers made under these rules would be protected under ERISA and would not affect a plan’s tax status.
If enacted, plans would have to report transfers to the Labor Department within 90 days of enactment and every 90 days. Reports would list your name, Social Security number, birth date, last address, any QDRO, the amount, the State, and the plan, and would not be public under FOIA. The Secretary would add this to the Retirement Savings Lost and Found Database and mark which transfers were claimed, and give plans a way to verify claims. The Secretary would have 180 days to issue the main rule and 24 months after that to report to Congress on how it is working.
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Rep. Magaziner, Seth [D-RI-2]
RI • D
Estes
KS • R
Sponsored 9/11/2025
Mann
KS • R
Sponsored 10/8/2025
Rep. Schneider, Bradley Scott [D-IL-10]
IL • D
Sponsored 10/24/2025
Rep. Casten, Sean [D-IL-6]
IL • D
Sponsored 10/24/2025
Schmidt
KS • R
Sponsored 10/24/2025
Hageman
WY • R
Sponsored 10/24/2025
Schrier
WA • D
Sponsored 11/4/2025
Rogers (AL)
AL • R
Sponsored 11/12/2025
Rep. Raskin, Jamie [D-MD-8]
MD • D
Sponsored 11/17/2025
Flood
NE • R
Sponsored 11/17/2025
Rep. Balint, Becca [D-VT-At Large]
VT • D
Sponsored 12/1/2025
Rep. Fitzpatrick, Brian K. [R-PA-1]
PA • R
Sponsored 12/9/2025
Thompson (PA)
PA • R
Sponsored 12/17/2025
Rep. Subramanyam, Suhas [D-VA-10]
VA • D
Sponsored 1/14/2026
Liccardo
CA • D
Sponsored 2/2/2026
Rep. Deluzio, Christopher R. [D-PA-17]
PA • D
Sponsored 3/25/2026
No roll call votes available for this bill.
View on Congress.govSurfaced from PRIA's policy knowledge graph — ranked by signal strength, connected by evidence.
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