Affordability and Fairness for Mountain Communities Act of 2025
Sponsored By: Representative Rep. Neguse, Joe [D-CO-2]
Introduced
Summary
Localized income measures for mountain communities. This bill would create an Area Median Income (AMI) Localization Waiver that lets mountain-area counties pick ZIP-code AMI, grouped bordering-county AMI, or a program's original AMI method to set affordability and eligibility for certain federal housing programs.
Show full summary
- Families and renters in mountain communities would have affordability and eligibility thresholds set using the localized AMI method chosen by their county, affecting how those households qualify for assistance.
- County governments or equivalent local units could apply for a waiver and would be granted one; participating counties would choose the AMI approach used for each covered program.
- The change would apply to 11 federal housing programs administered by HUD and USDA, including public housing, Section 8 rental assistance, HOME, the Housing Trust Fund, Section 202 and 811 supportive housing, homeless and AIDS housing programs, Native American and Native Hawaiian housing, and rural rental housing assistance.
Your PRIA Score
Personalized for You
How does this bill affect your finances?
Sign up for a PRIA Policy Scan to see your personalized alignment score for this bill and every other piece of legislation we track. We analyze your financial profile against policy provisions to show you exactly what matters to your wallet.
Bill Overview
Analyzed Economic Effects
2 provisions identified: 2 benefits, 0 costs, 0 mixed.
Housing programs that could use local AMI
If enacted, 11 programs could use local income numbers in counties with a waiver. These include public housing, Section 8, HOME, McKinney‑Vento homelessness programs, the Housing Trust Fund, supportive housing for seniors and people with disabilities, AIDS housing, Native American and Native Hawaiian housing, and USDA rural rental programs. If your help comes from one of these, a local waiver could change whether you qualify or how much you pay.
Mountain counties could set local income limits
If enacted, HUD would have 90 days to set up a new AMI waiver program. A county government could apply, and the HUD Secretary would have to approve each application. With a waiver, a county could set income numbers by ZIP Code, by grouping bordering counties, or keep the old method. This program is aimed at rural mountain areas as defined in the bill. If your area uses a waiver, it could change who qualifies and rent limits in covered housing programs.
Free Policy Watch
You just read the policy. Now see what it costs you.
Pick a topic. PRIA runs your household against live legislation and sends you a free personalized readout.
Pick a topic to get started
Sponsors & CoSponsors
Sponsor
Rep. Neguse, Joe [D-CO-2]
CO • D
Cosponsors
There are no cosponsors for this bill.
Roll Call Votes
No roll call votes available for this bill.
View on Congress.govTake It Personal
Get Your Personalized Policy View
Take the PRIA Score to see how policy affects your household, then upgrade to PRIA Full Coverage for year-round monitoring.
Already have an account? Sign in