HR7610119th CongressWALLET

To amend the Internal Revenue Code of 1986 to establish a credit for adult child caregivers.

Sponsored By: Representative Rep. Dingell, Debbie [D-MI-6]

Introduced

Summary

This bill would center multigenerational households as a strategy to reduce formal long‑term care needs. Section 1 would present findings that households where older adults live with adult children tend to rely less on paid and unpaid formal support. It would also report that proximity of adult children can lower the need for formal care more than spousal care, that living with adult children reduces depression and isolation and can improve cognition for older adults with hearing loss, and that among older adults with dementia and disability those living with an adult child have a 50 percent lower risk of entering a nursing home within two years compared with those whose supporting children live elsewhere.

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  • Families: The bill would highlight that multigenerational households use less paid and unpaid formal support, suggesting potential cost and time savings for families.
  • Older adults: It would point to mental health and cognitive benefits from living with adult children, including less depression and isolation and improved cognition alongside hearing loss.
  • Long‑term care system: The bill would note a large reduction in short‑term nursing home transitions for older adults with dementia and disability who live with an adult child, quantified as 50 percent lower risk within two years.

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

Tax credit for adult caregivers

If enacted, you would be able to claim a refundable tax credit of $2,000 for each qualified relative you care for at home. You could claim up to two relatives, so up to $4,000 before reductions. The per-relative credit would be reduced by 1% of your adjusted gross income above $75,000 ($150,000 for joint filers). To claim it, you would need to be a U.S. citizen age 18 (or 16 if legally emancipated), live with the relative at least six months (three months if the relative died), and provide at least 10 hours of help per week. You would also need to attach an attestation signed by a licensed health care provider confirming the relative meets the functional and duration rules. A qualified relative must be at least 55, need substantial help with at least 1 activity of daily living and at least 3 instrumental activities of daily living, and have a condition expected to last at least 180 days (or for life). Only one taxpayer could claim the credit for a given relative (tie goes to the taxpayer with higher AGI), married couples must file jointly to claim it, and the credit would be reduced by any child and dependent care credit claimed for the same year. This would apply to tax years beginning after December 31, 2026.

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Sponsors & CoSponsors

Sponsor

Rep. Dingell, Debbie [D-MI-6]

MI • D

Cosponsors

  • Rep. Kiggans, Jennifer A. [R-VA-2]

    VA • R

    Sponsored 2/20/2026

  • Rep. Suozzi, Thomas R. [D-NY-3]

    NY • D

    Sponsored 2/23/2026

Roll Call Votes

No roll call votes available for this bill.

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