S2828119th CongressWALLET

Child Care Modernization Act of 2025

Sponsored By: Senator Deb Fischer

In Committee

Summary

Expand access to affordable, high-quality child care by reorganizing and updating the Child Care and Development Block Grant so states have more flexibility on payment rates, quality standards, and eligibility, and by creating new grants to grow supply and facilities.

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  • Families: Would preserve income and asset eligibility rules, require a sliding fee scale so copayments do not block access, and push states to support full-day/full-year care and priority services for children experiencing homelessness or in kinship care.
  • Child care providers and workforce: Would require states to use a cost-estimation model for provider payment rates that reflects total operating costs, updates at least every two years, and provides cost-of-living adjustments. States would have to spend at least 9 percent of specified grant funds on recruiting, training, and retaining staff.
  • States, tribes, and facilities: Would create Child Care Supply and Facilities Grants with authorizations for fiscal years 2027–2030 to expand licensed capacity and renovate or build safe, developmentally appropriate facilities. It would also direct the Agriculture Department to exclude licensed child care businesses from certain loan eligibility.

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Bill Overview

Analyzed Economic Effects

3 provisions identified: 2 benefits, 1 costs, 0 mixed.

Child care funding, rate, and eligibility

If enacted, States would update child care plans to emphasize parental choice, full-day/full-year care, and workforce development. States would use a sliding fee scale so copayments are not a barrier and set lower copays for part-time care. States must use or certify a cost estimation model for provider payment rates and review it at least every 2 years with a cost-of-living adjustment. States that meet baseline rules could request waivers to raise income eligibility; waivers may be renewed up to 3 years with notice and must show payment rates align with the cost model. A State could not deny access or raise copays as a direct result of getting such a waiver for families below the new maximum and asset limit. The bill would authorize "such sums as may be necessary" for Part I for FY2026–FY2030.

Grants to expand child care facilities

If enacted, the bill would create a Child Care Supply and Facilities Grants program for States, territories, and Tribes. The program would fund subgrants to add child care slots, pay startup costs, or remodel, repair, or build facilities. States would set aside 10% of grant funds for State-level activities. The Secretary could use up to 1% of annual funds for Federal administration. Any Federal interest in financed facilities would be limited to 10 years. Lead agencies would report provider and slot counts within 12 months of subgrants and each year after. Funding is authorized for FY2027–FY2030 as "such sums as may be necessary."

USDA loans exclude licensed child care

If enacted, the Department of Agriculture would have to change 7 C.F.R. 3555.102(c) to exclude businesses that are licensed, registered, or regulated as child care providers. Licensed child care providers would no longer be eligible for that USDA loan option. If you run a licensed child care business, this would remove one federal loan route for startup or expansion.

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Sponsors & CoSponsors

Sponsor

Deb Fischer

NE • R

Cosponsors

  • Kirsten Gillibrand

    NY • D

    Sponsored 9/17/2025

  • Susan Collins

    ME • R

    Sponsored 9/17/2025

  • John Hickenlooper

    CO • D

    Sponsored 9/17/2025

Roll Call Votes

No roll call votes available for this bill.

View on Congress.gov

Live Policy Activity

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