S522119th CongressWALLET

Credit Union Board Modernization Act

Sponsored By: Senator Bill Hagerty

Introduced

Summary

Creates a tiered, performance-based meeting schedule for federal credit union boards. This bill would tie how often a board must meet to a credit union’s age and its ratings under the Uniform Financial Institutions Rating System (UFIRS) and a management capability rating, replacing a blanket monthly requirement with a two-stage cadence.

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 0 benefits, 0 costs, 1 mixed.

New meeting rules for credit unions

This bill would change how often boards of Federal credit unions must meet. For the first five years after a credit union's organization certificate is approved, boards would meet at least monthly. After that period, credit unions with both a composite rating of 1 or 2 and a management capability rating of 1 or 2 would meet at least six times a year, with at least one meeting each fiscal quarter. Credit unions with a composite rating of 3, 4, or 5 or a management capability rating of 3, 4, or 5 would still have to meet at least monthly.

Sponsors & CoSponsors

Sponsor

Bill Hagerty

TN • R

Cosponsors

  • Lisa Blunt Rochester

    DE • D

    Sponsored 2/11/2025

  • Tommy Tuberville

    AL • R

    Sponsored 2/27/2025

  • Mike Lee

    UT • R

    Sponsored 3/3/2025

  • John Hoeven

    ND • R

    Sponsored 3/3/2025

  • Kevin Cramer

    ND • R

    Sponsored 3/3/2025

  • Ted Budd

    NC • R

    Sponsored 3/3/2025

  • Angus King

    ME • I

    Sponsored 3/3/2025

  • Amy Klobuchar

    MN • D

    Sponsored 3/5/2025

  • Catherine Cortez Masto

    NV • D

    Sponsored 3/5/2025

  • Susan Collins

    ME • R

    Sponsored 3/5/2025

  • Deb Fischer

    NE • R

    Sponsored 3/5/2025

  • Timothy Kaine

    VA • D

    Sponsored 3/6/2025

  • Jeff Merkley

    OR • D

    Sponsored 3/6/2025

  • Christopher Coons

    DE • D

    Sponsored 3/10/2025

  • Mike Crapo

    ID • R

    Sponsored 3/10/2025

  • John Reed

    RI • D

    Sponsored 3/11/2025

  • James Risch

    ID • R

    Sponsored 3/13/2025

  • Pete Ricketts

    NE • R

    Sponsored 3/14/2025

  • John Barrasso

    WY • R

    Sponsored 3/26/2025

  • Steve Daines

    MT • R

    Sponsored 3/26/2025

  • Lisa Murkowski

    AK • R

    Sponsored 4/1/2025

  • John Boozman

    AR • R

    Sponsored 4/4/2025

  • Katie Britt

    AL • R

    Sponsored 4/7/2025

  • Todd Young

    IN • R

    Sponsored 4/7/2025

  • Sheldon Whitehouse

    RI • D

    Sponsored 4/10/2025

  • John Curtis

    UT • R

    Sponsored 4/10/2025

  • Mike Rounds

    SD • R

    Sponsored 4/30/2025

  • Mark Warner

    VA • D

    Sponsored 4/30/2025

  • Dan Sullivan

    AK • R

    Sponsored 5/6/2025

  • James Justice

    WV • R

    Sponsored 5/8/2025

  • Bill Cassidy

    LA • R

    Sponsored 5/13/2025

  • Alex Padilla

    CA • D

    Sponsored 5/13/2025

  • Tom Cotton

    AR • R

    Sponsored 5/13/2025

  • Joni Ernst

    IA • R

    Sponsored 5/14/2025

  • Thomas Tillis

    NC • R

    Sponsored 5/19/2025

  • Gary Peters

    MI • D

    Sponsored 5/19/2025

  • Jeanne Shaheen

    NH • D

    Sponsored 6/12/2025

  • Adam Schiff

    CA • D

    Sponsored 6/25/2025

  • Bernie Moreno

    OH • R

    Sponsored 6/25/2025

  • Angela Alsobrooks

    MD • D

    Sponsored 7/9/2025

  • Andy Kim

    NJ • D

    Sponsored 7/15/2025

  • Tina Smith

    MN • D

    Sponsored 7/16/2025

  • John Hickenlooper

    CO • D

    Sponsored 7/21/2025

  • Elissa Slotkin

    MI • D

    Sponsored 8/1/2025

  • Marsha Blackburn

    TN • R

    Sponsored 9/9/2025

  • Shelley Capito

    WV • R

    Sponsored 9/30/2025

  • Tim Sheehy

    MT • R

    Sponsored 10/9/2025

  • Chris Van Hollen

    MD • D

    Sponsored 10/30/2025

  • Tammy Baldwin

    WI • D

    Sponsored 11/4/2025

  • Jon Husted

    OH • R

    Sponsored 11/19/2025

  • Jim Banks

    IN • R

    Sponsored 12/2/2025

  • Raphael Warnock

    GA • D

    Sponsored 12/16/2025

  • Rick Scott

    FL • R

    Sponsored 12/16/2025

  • Jon Ossoff

    GA • D

    Sponsored 12/18/2025

  • Sen. Luján, Ben Ray [D-NM]

    NM • D

    Sponsored 12/18/2025

  • Ruben Gallego

    AZ • D

    Sponsored 1/28/2026

  • Patty Murray

    WA • D

    Sponsored 2/10/2026

  • Mark Kelly

    AZ • D

    Sponsored 3/4/2026

  • Peter Welch

    VT • D

    Sponsored 3/4/2026

  • Roger Wicker

    MS • R

    Sponsored 3/5/2026

  • Cindy Hyde-Smith

    MS • R

    Sponsored 3/17/2026

  • Maggie Hassan

    NH • D

    Sponsored 3/25/2026

Roll Call Votes

No roll call votes available for this bill.

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