SJRES148119th CongressWALLET

A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Bulletin 2022-01: Medical Debt Collection and Consumer Reporting Requirements in Connection with the No Surprises Act".

Sponsored By: Senator Patty Murray

Introduced

Summary

Preserves CFPB Bulletin 2022-01 on medical debt collection and consumer reporting. This joint resolution would nullify the Bureau of Consumer Financial Protection rule that withdrew Bulletin 2022-01, preventing that withdrawal and keeping the Bulletin in force.

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

Keep CFPB medical debt protections

If enacted, this resolution would disapprove the CFPB rule that withdraws Bulletin 2022-01. It would declare the withdrawal rule published at 90 Fed. Reg. 20084 (May 12, 2025) to have no force or effect. That would prevent Bulletin 2022-01 from being removed and keep its medical debt collection and consumer reporting limits in place. This would take effect upon enactment and primarily affect consumers with medical debt, credit reporters, debt collectors, and healthcare billers.

Sponsors & CoSponsors

Sponsor

Patty Murray

WA • D

Cosponsors

There are no cosponsors for this bill.

Roll Call Votes

No roll call votes available for this bill.

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