WyomingHB 432026 Budget SessionHouseWALLET

AN ACT relating to crimes and offenses; creating the offenses of money laundering and illegal investments; providing definitions; providing penalties; and providing for an effective date.

Sponsored By: null Mgt Council

Signed by Governor

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Bill Overview

Analyzed Economic Effects

3 provisions identified: 1 benefits, 1 costs, 1 mixed.

Limited safe harbor for banks and staff

Starting July 1, 2026, banks and credit unions with FDIC or National Credit Union share insurance, and their employees, get a narrow shield from the money‑laundering crime for deposits handled for depositors or borrowers. The shield does not apply if an employee acts to promote criminal activity, hide the money’s nature, source, owner, or control, or avoid required reports under Wyoming, federal, or other state law.

More businesses count as financial institutions

Starting July 1, 2026, more businesses are treated as a “financial or business institution.” This includes money transmitters and their agents, casinos, check cashers, people in a trade or business, and anyone required to file currency or suspicious activity reports. If you are covered, the law’s reporting and criminal rules can apply to your business. Plan and update your compliance practices.

New felonies for laundering and structuring

Beginning July 1, 2026, Wyoming makes money laundering and illegal investment felonies. You break the law if you move, hold, or handle property you know or should know came from crime, or if you plan or control such transactions. It is also illegal to do a transaction to help the crime, hide the money’s source, owner, or location, or dodge reporting rules. “Structuring” includes splitting cash in any amounts across one or more banks and days to evade reports; no dollar minimum applies at a single institution or day. Penalties are up to 10 years in prison, up to $10,000 in fines, or both. These rules aim to protect financial transparency and public safety.

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Sponsors & Cosponsors

Sponsor

  • null Mgt Council

    Affiliation unavailable

Cosponsors

There are no cosponsors for this bill.

Roll Call Votes

All Roll Calls

Yes: 281 • No: 5

House vote 3/6/2026

H Concur:Passed 58-0-4-0-0

Yes: 58 • No: 0

Senate vote 3/5/2026

S 3rd Reading:Passed 27-4-0-0-0

Yes: 27 • No: 4

Senate vote 3/2/2026

S01 - Judiciary:Recommend Amend and Do Pass 5-0-0-0-0

Yes: 5 • No: 0

House vote 2/21/2026

H 3rd Reading:Passed 61-0-1-0-0

Yes: 61 • No: 0

House vote 2/20/2026

Amendment adopted 60-1-1-0-0

Yes: 60 • No: 1

House vote 2/16/2026

H09 - Minerals:Recommend Amend and Do Pass 8-0-1-0-0

Yes: 8 • No: 0

House vote 2/9/2026

H Introduced and Referred to H09 - Minerals 62-0-0-0-0

Yes: 62 • No: 0

Actions Timeline

  1. Governor Signed HEA No. 0030

    3/7/2026Governor
  2. Assigned Chapter Number 89

    3/7/2026
  3. H Received for Concurrence

    3/6/2026House
  4. H Concur:Passed 58-0-4-0-0

    3/6/2026House
  5. Assigned Number HEA No. 0030

    3/6/2026
  6. H Speaker Signed HEA No. 0030

    3/6/2026House
  7. S President Signed HEA No. 0030

    3/6/2026Senate
  8. S 3rd Reading:Passed 27-4-0-0-0

    3/5/2026Senate
  9. S 2nd Reading:Passed

    3/4/2026Senate
  10. S COW:Passed

    3/3/2026Senate
  11. S01 - Judiciary:Recommend Amend and Do Pass 5-0-0-0-0

    3/2/2026Senate
  12. S Placed on General File

    3/2/2026Senate
  13. S Received for Introduction

    2/23/2026Senate
  14. S Introduced and Referred to S01 - Judiciary

    2/23/2026Senate
  15. H 3rd Reading:Passed 61-0-1-0-0

    2/21/2026House
  16. H 2nd Reading:Passed

    2/20/2026House
  17. H COW:Passed

    2/19/2026House
  18. H09 - Minerals:Recommend Amend and Do Pass 8-0-1-0-0

    2/16/2026House
  19. H Placed on General File

    2/16/2026House
  20. H Introduced and Referred to H09 - Minerals 62-0-0-0-0

    2/9/2026House
  21. H Received for Introduction

    1/14/2026House
  22. Bill Number Assigned

    1/13/2026

Bill Text

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