§1671 Congressional findings and declaration of purpose

Summary

Congress says that letting creditors take workers’ pay without limits leads to risky, predatory lending. Those loans push too much money into debt payments, hurt the buying and selling of goods between states, and often cause people to lose their jobs. Different state rules about taking wages also wreck the consistency of bankruptcy laws. Because of these facts, Congress decides these rules are needed to control interstate business and make bankruptcy laws uniform.