Title 15 — Commerce and TradeRelease 119-73
§1692j Furnishing certain deceptive forms
Title 15 › Chapter CHAPTER 41— - CONSUMER CREDIT PROTECTION › Subchapter SUBCHAPTER V— - DEBT COLLECTION PRACTICES › § 1692j
Summary
Making and providing forms that you know will falsely lead a consumer to believe someone else is collecting their debt is illegal. Anyone who does this faces the same penalties as under section 1692k.
Full Legal Text
Title 15, §1692j
Commerce and Trade — Source: USLM XML via OLRC
(a)It is unlawful to design, compile, and furnish any form knowing that such form would be used to create the false belief in a consumer that a person other than the creditor of such consumer is participating in the collection of or in an attempt to collect a debt such consumer allegedly owes such creditor, when in fact such person is not so participating.
(b)Any person who violates this section shall be liable to the same extent and in the same manner as a debt collector is liable under section 1692k of this title for failure to comply with a provision of this subchapter.
Legislative History
Notes & Related Subsidiaries
Statutory Notes and Related Subsidiaries
Effective Date
Section effective upon the expiration of six months after Sept. 20, 1977, see section 819 of Pub. L. 90–321, as added by Pub. L. 95–109, set out as a note under section 1692 of this title.
Reference
Citations & Metadata
Citation
15 U.S.C. § 1692j
Title 15 — Commerce and Trade
Last Updated
Apr 6, 2026
Release point: 119-73