§1364 Direct actions against insurers of members of diplomatic missions and their families

Summary

Federal district courts must be the only courts where you can sue an insurance company when the insurer covered a person who was, at the time of the harmful act, a member of a diplomatic mission, a family member of such a person, or a person covered by section 19 of the Convention on Privileges and Immunities of the United Nations of February 13, 1946. The suit can be about personal injury, death, or property damage, and the amount of money does not matter. Member of a mission — a diplomat (see 22 U.S.C. 254a(3)). Section 19 person — certain UN officials under the Feb 13, 1946 Convention. The case is decided by a judge without a jury. The insurer cannot use defenses that the insured had immunity, that the insured must be joined in the suit, or that the insured broke the policy, unless the policy was canceled before the claim or there was fraud or collusion.