Title 42The Public Health and WelfareRelease 119-73

§18012 Rating reforms must apply uniformly to all health insurance issuers and group health plans

Title 42 › Chapter CHAPTER 157— - QUALITY, AFFORDABLE HEALTH CARE FOR ALL AMERICANS › Subchapter SUBCHAPTER II— - OTHER PROVISIONS › § 18012

Last updated Apr 6, 2026|Official source

Summary

States must apply any rule they make under this law the same way to all health plans in each insurance market it affects, including state rules that differ unless overridden under section 18041(d).

Full Legal Text

Title 42, §18012

The Public Health and Welfare — Source: USLM XML via OLRC

Any standard or requirement adopted by a State pursuant to this title,11 See References in Text note below. or any amendment made by this title,1 shall be applied uniformly to all health plans in each insurance market to which the standard and requirements apply. The preceding sentence shall also apply to a State standard or requirement relating to the standard or requirement required by this title 1 (or any such amendment) that is not the same as the standard or requirement but that is not preempted under section 18041(d) of this title.

Legislative History

Notes & Related Subsidiaries

Editorial Notes

References in Text

This title, referred to in text, is title I of Pub. L. 111–148, Mar. 23, 2010, 124 Stat. 130, which enacted this chapter and enacted, amended, and transferred numerous other sections and notes in the Code. For complete classification of title I to the Code, see Tables.

Statutory Notes and Related Subsidiaries

Effective Date

Section effective for plan years beginning on or after Jan. 1, 2014, see section 1255 of Pub. L. 111–148, set out as a note under section 300gg of this title.

Reference

Citations & Metadata

Citation

42 U.S.C. § 18012

Title 42The Public Health and Welfare

Last Updated

Apr 6, 2026

Release point: 119-73