Title 46 › Subtitle Subtitle II— - Vessels and Seamen › Part Part G— - Merchant Seamen Protection and Relief › Chapter CHAPTER 103— - FOREIGN AND INTERCOASTAL VOYAGES › § 10315
A seaman can have part of his or her wages sent to certain people or places under rules the government sets. The seaman can direct pay to close relatives (grandparents, parents, spouse, siblings, or children), to the Treasury’s savings-bond program to buy bonds, or into a savings or investment account that the seaman opened in his or her own name at a bank insured by the Federal Deposit Insurance Corporation or the Federal Savings and Loan Insurance Corporation. The allotment must be written, signed, and approved by a shipping commissioner, who checks that it follows the law. Allotments made when a voyage starts must list amounts, payment dates, and the recipient. Only allotments that meet these rules are legal. Anyone who lies about being an allottee can be fined up to $500. A vessel cannot get U.S. clearance unless the agreement is presented and the rules followed. The same rules and penalties apply to foreign vessels in U.S. waters. Seamen on passenger ships that carry more than 500 people may also authorize wage deposits to bank or payroll/debit accounts if they sign a written request, choose a bank whose deposits are fully government-guaranteed under usual international standards, get a pay statement at least monthly, and can withdraw their money while on board.
Full Legal Text
Shipping — Source: USLM XML via OLRC
Legislative History
Reference
Citation
46 U.S.C. § 10315
Title 46 — Shipping
Last Updated
Apr 6, 2026
Release point: 119-73