Changes in Flood Hazard Determinations
Published Date: 1/8/2025
Notice
Summary
FEMA is updating flood maps for certain communities using new science, changing flood risk zones and water levels. If you live in these areas, your flood insurance rules might change soon, so check the new maps online or locally. You’ve got 90 days after local notice to ask for a review, so don’t wait if you think the changes aren’t right!
Analyzed Economic Effects
4 provisions identified: 2 benefits, 0 costs, 2 mixed.
Flood maps updated — insurance rules may change
If you live in one of the listed communities in Alabama, Arizona, Arkansas, California, Colorado, Delaware, Florida, North Carolina, Ohio, South Dakota, Tennessee, Texas, Washington, or Wyoming, FEMA has revised Flood Insurance Rate Maps (BFEs, SFHA boundaries, zone designations, or regulatory floodways). The community number shown in the table must be used for all new flood insurance policies and renewals, and the map changes are finalized on the dates listed in the table (dates shown range from Feb. 21, 2025 through Apr. 7, 2025).
Communities must meet NFIP floodplain rules
The revised FIRM and FIS reports are the basis for floodplain management measures that a community is required to adopt or to show it already has in effect to qualify or remain qualified for participation in the National Flood Insurance Program (NFIP), pursuant to 44 CFR 60.3.
You have 90 days to ask for a review
From the date of the second local newspaper notice, any person has 90 days to ask the community to request that FEMA reconsider the flood hazard determination. The flood hazard information may change during that 90-day reconsideration period.
Where to inspect revised flood maps
Revised flood hazard information and the current effective FIRM and FIS reports for the listed communities are available online via the FEMA Map Service Center at https://msc.fema.gov and at each community's local map repository address listed in the notice's table.
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Previous / Next Documents
Previous: 2025-00241, Changes in Flood Hazard Determinations
FEMA just updated flood risk maps for several communities, changing flood zones and water levels that affect flood insurance rules. If you live or own property in these areas, your flood insurance costs or requirements might change soon. These updates are final and already published, so check your local maps or online to see how you’re impacted and plan ahead!
Next: 2025-00243, Proposed Flood Hazard Determinations
FEMA is updating flood risk maps for several communities, which could change flood zones and rules for flood insurance. If you live or own property in these areas, these changes might affect your insurance costs and building rules. You’ve got until April 8, 2025, to check the new maps and share your thoughts before the updates become official.