FDIC Asks Public to Comment on Keeping Paperwork Alive
Published Date: 1/13/2025
Notice
Summary
The FDIC wants to keep running its big survey that asks 40,000 U.S. households about their banking habits, especially those who don’t use banks much or at all. They’re asking for your thoughts on renewing this survey by February 12, 2025. It takes about 9 minutes per person and helps the FDIC make banking better and more affordable for everyone.
Analyzed Economic Effects
2 provisions identified: 1 benefits, 1 costs, 0 mixed.
40,000 Households Will Be Surveyed
The FDIC will run its National Survey of Unbanked and Underbanked Households as a supplement to the June 2025 Current Population Survey. The survey will contact an estimated 40,000 U.S. household respondents, takes about 9 minutes per person, and the FDIC estimates a total annual burden of 6,000 hours.
Survey Will Measure Unbanked Size and Reasons
The Household Survey will collect information on bank account ownership, reasons households are unbanked, interest in having a bank account, and use of bank and nonbank financial products and services. The survey produces State-level estimates for all 50 States and the District of Columbia and is conducted to meet the Section 7 statutory mandate to estimate the size and characteristics of the unbanked market.
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