Agency Information Collection Activities: Comment Request
Published Date: 1/17/2025
Notice
Summary
The Consumer Financial Protection Bureau is starting a new Auto Loan Survey to learn more about how people borrow money for cars. About 5,000 individuals will be asked to share info, which will take roughly 1,670 hours total. If you want to share your thoughts, make sure to send comments by March 18, 2025—this helps shape how the survey works and keeps things fair and clear.
Analyzed Economic Effects
3 provisions identified: 0 benefits, 2 costs, 1 mixed.
CFPB launches Auto Loan Survey
The Consumer Financial Protection Bureau is requesting OMB approval for a new "Auto Loan Survey" that will sample auto loan borrowers using the CFPB's Consumer Credit Information Panel (CCIP). The survey will ask about auto purchases and financing, major vehicle expenses, loan servicing, loan modification, repossession, demographics, household income and assets, income or expense shocks, expectations, and self-reported experiences with origination and servicing.
Estimated respondent and time burden
The Bureau estimates the Auto Loan Survey will have 5,060 respondents and an estimated total annual burden of 1,670 hours; the CFPB also expects to recruit about 23,000 participants for the survey. If you are asked to participate, the survey will contribute to that total time burden.
Public comments become public record
Comments on this notice must be received by March 18, 2025, and the Bureau states that in general all comments received will become public records. The notice warns not to include sensitive personal information such as account numbers or Social Security numbers in comments.
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